LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,661
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,174
−HK$1,538/mo
Today · 4.125%
HK$51,712
baseline
▲ 0.50% · 4.625%
HK$54,859
+HK$3,147/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,424/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$884,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,135
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,586
−HK$1,473/mo
Today · 4.125%
HK$57,059
baseline
▲ 0.50% · 4.625%
HK$60,067
+HK$3,008/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,118/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$884,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,393
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$60,209
−HK$1,846/mo
Today · 4.125%
HK$62,055
baseline
▲ 0.50% · 4.625%
HK$65,830
+HK$3,775/mo
Deposit HK$8.54M · loan HK$12.80M · min. income ≈ HK$124,110/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$884,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,961
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$66,704
−HK$1,767/mo
Today · 4.125%
HK$68,471
baseline
▲ 0.50% · 4.625%
HK$72,080
+HK$3,609/mo
Deposit HK$8.54M · loan HK$12.80M · min. income ≈ HK$136,942/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$884,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,125
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$70,244
−HK$2,153/mo
Today · 4.125%
HK$72,397
baseline
▲ 0.50% · 4.625%
HK$76,802
+HK$4,405/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$144,794/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$884,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,788
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$77,821
−HK$2,062/mo
Today · 4.125%
HK$79,883
baseline
▲ 0.50% · 4.625%
HK$84,094
+HK$4,211/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$159,766/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$884,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,589
−HK$5,493/mo
▼ 0.25% · 3.875%
HK$90,314
−HK$2,768/mo
Today · 4.125%
HK$93,082
baseline
▲ 0.50% · 4.625%
HK$98,746
+HK$5,664/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$186,164/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$884,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,442
−HK$5,265/mo
▼ 0.25% · 3.875%
HK$100,055
−HK$2,652/mo
Today · 4.125%
HK$102,707
baseline
▲ 0.50% · 4.625%
HK$108,120
+HK$5,413/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$205,414/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$884,001 · Scale 2, in force from 26 Feb 2026)