LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,662
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,176
−HK$1,537/mo
Today · 4.125%
HK$51,713
baseline
▲ 0.50% · 4.625%
HK$54,860
+HK$3,147/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,426/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$884,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,136
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,588
−HK$1,473/mo
Today · 4.125%
HK$57,061
baseline
▲ 0.50% · 4.625%
HK$60,068
+HK$3,007/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,122/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$884,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,394
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$60,211
−HK$1,845/mo
Today · 4.125%
HK$62,056
baseline
▲ 0.50% · 4.625%
HK$65,832
+HK$3,776/mo
Deposit HK$8.54M · loan HK$12.80M · min. income ≈ HK$124,112/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$884,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,963
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$66,705
−HK$1,768/mo
Today · 4.125%
HK$68,473
baseline
▲ 0.50% · 4.625%
HK$72,082
+HK$3,609/mo
Deposit HK$8.54M · loan HK$12.80M · min. income ≈ HK$136,946/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$884,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,127
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$70,246
−HK$2,153/mo
Today · 4.125%
HK$72,399
baseline
▲ 0.50% · 4.625%
HK$76,804
+HK$4,405/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$144,798/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$884,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,790
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$77,823
−HK$2,062/mo
Today · 4.125%
HK$79,885
baseline
▲ 0.50% · 4.625%
HK$84,096
+HK$4,211/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$159,770/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$884,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,591
−HK$5,493/mo
▼ 0.25% · 3.875%
HK$90,316
−HK$2,768/mo
Today · 4.125%
HK$93,084
baseline
▲ 0.50% · 4.625%
HK$98,748
+HK$5,664/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$186,168/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$884,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,444
−HK$5,265/mo
▼ 0.25% · 3.875%
HK$100,058
−HK$2,651/mo
Today · 4.125%
HK$102,709
baseline
▲ 0.50% · 4.625%
HK$108,123
+HK$5,414/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$205,418/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$884,052 · Scale 2, in force from 26 Feb 2026)