LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,663
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,176
−HK$1,538/mo
Today · 4.125%
HK$51,714
baseline
▲ 0.50% · 4.625%
HK$54,861
+HK$3,147/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,428/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$884,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,137
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,589
−HK$1,473/mo
Today · 4.125%
HK$57,062
baseline
▲ 0.50% · 4.625%
HK$60,069
+HK$3,007/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,124/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$884,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,395
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$60,212
−HK$1,845/mo
Today · 4.125%
HK$62,057
baseline
▲ 0.50% · 4.625%
HK$65,833
+HK$3,776/mo
Deposit HK$8.54M · loan HK$12.80M · min. income ≈ HK$124,114/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$884,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,964
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$66,706
−HK$1,768/mo
Today · 4.125%
HK$68,474
baseline
▲ 0.50% · 4.625%
HK$72,083
+HK$3,609/mo
Deposit HK$8.54M · loan HK$12.80M · min. income ≈ HK$136,948/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$884,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,128
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$70,247
−HK$2,153/mo
Today · 4.125%
HK$72,400
baseline
▲ 0.50% · 4.625%
HK$76,805
+HK$4,405/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$144,800/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$884,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,791
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$77,824
−HK$2,062/mo
Today · 4.125%
HK$79,886
baseline
▲ 0.50% · 4.625%
HK$84,097
+HK$4,211/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$159,772/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$884,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,593
−HK$5,493/mo
▼ 0.25% · 3.875%
HK$90,317
−HK$2,769/mo
Today · 4.125%
HK$93,086
baseline
▲ 0.50% · 4.625%
HK$98,750
+HK$5,664/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$186,172/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$884,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,446
−HK$5,265/mo
▼ 0.25% · 3.875%
HK$100,060
−HK$2,651/mo
Today · 4.125%
HK$102,711
baseline
▲ 0.50% · 4.625%
HK$108,125
+HK$5,414/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$205,422/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$884,088 · Scale 2, in force from 26 Feb 2026)