LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,666
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,180
−HK$1,538/mo
Today · 4.125%
HK$51,718
baseline
▲ 0.50% · 4.625%
HK$54,865
+HK$3,147/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,436/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$884,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,141
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,593
−HK$1,473/mo
Today · 4.125%
HK$57,066
baseline
▲ 0.50% · 4.625%
HK$60,074
+HK$3,008/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,132/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$884,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,400
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$60,216
−HK$1,846/mo
Today · 4.125%
HK$62,062
baseline
▲ 0.50% · 4.625%
HK$65,838
+HK$3,776/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$124,124/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$884,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,969
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$66,711
−HK$1,768/mo
Today · 4.125%
HK$68,479
baseline
▲ 0.50% · 4.625%
HK$72,089
+HK$3,610/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$136,958/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$884,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,133
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$70,252
−HK$2,153/mo
Today · 4.125%
HK$72,405
baseline
▲ 0.50% · 4.625%
HK$76,811
+HK$4,406/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$144,810/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$884,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,797
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$77,830
−HK$2,062/mo
Today · 4.125%
HK$79,892
baseline
▲ 0.50% · 4.625%
HK$84,103
+HK$4,211/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$159,784/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$884,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,599
−HK$5,494/mo
▼ 0.25% · 3.875%
HK$90,324
−HK$2,769/mo
Today · 4.125%
HK$93,093
baseline
▲ 0.50% · 4.625%
HK$98,757
+HK$5,664/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$186,186/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$884,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,453
−HK$5,266/mo
▼ 0.25% · 3.875%
HK$100,067
−HK$2,652/mo
Today · 4.125%
HK$102,719
baseline
▲ 0.50% · 4.625%
HK$108,133
+HK$5,414/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$205,438/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$884,249 · Scale 2, in force from 26 Feb 2026)