LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,669
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,183
−HK$1,538/mo
Today · 4.125%
HK$51,721
baseline
▲ 0.50% · 4.625%
HK$54,868
+HK$3,147/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,442/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$884,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,144
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,596
−HK$1,473/mo
Today · 4.125%
HK$57,069
baseline
▲ 0.50% · 4.625%
HK$60,078
+HK$3,009/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,138/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$884,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,403
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$60,220
−HK$1,846/mo
Today · 4.125%
HK$62,066
baseline
▲ 0.50% · 4.625%
HK$65,842
+HK$3,776/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$124,132/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$884,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,973
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$66,716
−HK$1,767/mo
Today · 4.125%
HK$68,483
baseline
▲ 0.50% · 4.625%
HK$72,093
+HK$3,610/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$136,966/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$884,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,137
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$70,257
−HK$2,153/mo
Today · 4.125%
HK$72,410
baseline
▲ 0.50% · 4.625%
HK$76,816
+HK$4,406/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$144,820/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$884,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,802
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$77,835
−HK$2,062/mo
Today · 4.125%
HK$79,897
baseline
▲ 0.50% · 4.625%
HK$84,109
+HK$4,212/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$159,794/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$884,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,605
−HK$5,493/mo
▼ 0.25% · 3.875%
HK$90,330
−HK$2,768/mo
Today · 4.125%
HK$93,098
baseline
▲ 0.50% · 4.625%
HK$98,763
+HK$5,665/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$186,196/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$884,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,459
−HK$5,266/mo
▼ 0.25% · 3.875%
HK$100,073
−HK$2,652/mo
Today · 4.125%
HK$102,725
baseline
▲ 0.50% · 4.625%
HK$108,140
+HK$5,415/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$205,450/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$884,381 · Scale 2, in force from 26 Feb 2026)