LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,674
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,188
−HK$1,538/mo
Today · 4.125%
HK$51,726
baseline
▲ 0.50% · 4.625%
HK$54,873
+HK$3,147/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,452/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$884,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,149
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,601
−HK$1,473/mo
Today · 4.125%
HK$57,074
baseline
▲ 0.50% · 4.625%
HK$60,083
+HK$3,009/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,148/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$884,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,408
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$60,225
−HK$1,846/mo
Today · 4.125%
HK$62,071
baseline
▲ 0.50% · 4.625%
HK$65,848
+HK$3,777/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$124,142/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$884,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,979
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$66,721
−HK$1,768/mo
Today · 4.125%
HK$68,489
baseline
▲ 0.50% · 4.625%
HK$72,099
+HK$3,610/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$136,978/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$884,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,143
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$70,263
−HK$2,153/mo
Today · 4.125%
HK$72,416
baseline
▲ 0.50% · 4.625%
HK$76,822
+HK$4,406/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$144,832/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$884,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,808
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$77,841
−HK$2,063/mo
Today · 4.125%
HK$79,904
baseline
▲ 0.50% · 4.625%
HK$84,116
+HK$4,212/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$159,808/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$884,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,612
−HK$5,494/mo
▼ 0.25% · 3.875%
HK$90,338
−HK$2,768/mo
Today · 4.125%
HK$93,106
baseline
▲ 0.50% · 4.625%
HK$98,772
+HK$5,666/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$186,212/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$884,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,468
−HK$5,266/mo
▼ 0.25% · 3.875%
HK$100,082
−HK$2,652/mo
Today · 4.125%
HK$102,734
baseline
▲ 0.50% · 4.625%
HK$108,149
+HK$5,415/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$205,468/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$884,565 · Scale 2, in force from 26 Feb 2026)