LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,676
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,190
−HK$1,538/mo
Today · 4.125%
HK$51,728
baseline
▲ 0.50% · 4.625%
HK$54,876
+HK$3,148/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,456/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$884,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,151
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,604
−HK$1,473/mo
Today · 4.125%
HK$57,077
baseline
▲ 0.50% · 4.625%
HK$60,086
+HK$3,009/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,154/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$884,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,411
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$60,228
−HK$1,846/mo
Today · 4.125%
HK$62,074
baseline
▲ 0.50% · 4.625%
HK$65,851
+HK$3,777/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$124,148/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$884,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,982
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$66,724
−HK$1,768/mo
Today · 4.125%
HK$68,492
baseline
▲ 0.50% · 4.625%
HK$72,103
+HK$3,611/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$136,984/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$884,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,146
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$70,266
−HK$2,154/mo
Today · 4.125%
HK$72,420
baseline
▲ 0.50% · 4.625%
HK$76,826
+HK$4,406/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$144,840/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$884,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,812
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$77,845
−HK$2,063/mo
Today · 4.125%
HK$79,908
baseline
▲ 0.50% · 4.625%
HK$84,120
+HK$4,212/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$159,816/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$884,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,617
−HK$5,494/mo
▼ 0.25% · 3.875%
HK$90,342
−HK$2,769/mo
Today · 4.125%
HK$93,111
baseline
▲ 0.50% · 4.625%
HK$98,776
+HK$5,665/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$186,222/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$884,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,473
−HK$5,266/mo
▼ 0.25% · 3.875%
HK$100,087
−HK$2,652/mo
Today · 4.125%
HK$102,739
baseline
▲ 0.50% · 4.625%
HK$108,154
+HK$5,415/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$205,478/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$884,666 · Scale 2, in force from 26 Feb 2026)