LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,677
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,191
−HK$1,539/mo
Today · 4.125%
HK$51,730
baseline
▲ 0.50% · 4.625%
HK$54,877
+HK$3,147/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,460/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$884,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,153
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,605
−HK$1,474/mo
Today · 4.125%
HK$57,079
baseline
▲ 0.50% · 4.625%
HK$60,087
+HK$3,008/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,158/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$884,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,413
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$60,230
−HK$1,846/mo
Today · 4.125%
HK$62,076
baseline
▲ 0.50% · 4.625%
HK$65,853
+HK$3,777/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$124,152/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$884,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,984
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$66,726
−HK$1,768/mo
Today · 4.125%
HK$68,494
baseline
▲ 0.50% · 4.625%
HK$72,105
+HK$3,611/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$136,988/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$884,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,148
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$70,268
−HK$2,154/mo
Today · 4.125%
HK$72,422
baseline
▲ 0.50% · 4.625%
HK$76,828
+HK$4,406/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$144,844/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$884,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,814
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$77,847
−HK$2,063/mo
Today · 4.125%
HK$79,910
baseline
▲ 0.50% · 4.625%
HK$84,122
+HK$4,212/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$159,820/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$884,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,619
−HK$5,495/mo
▼ 0.25% · 3.875%
HK$90,345
−HK$2,769/mo
Today · 4.125%
HK$93,114
baseline
▲ 0.50% · 4.625%
HK$98,779
+HK$5,665/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$186,228/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$884,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,475
−HK$5,267/mo
▼ 0.25% · 3.875%
HK$100,090
−HK$2,652/mo
Today · 4.125%
HK$102,742
baseline
▲ 0.50% · 4.625%
HK$108,157
+HK$5,415/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$205,484/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$884,729 · Scale 2, in force from 26 Feb 2026)