LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,678
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,192
−HK$1,539/mo
Today · 4.125%
HK$51,731
baseline
▲ 0.50% · 4.625%
HK$54,878
+HK$3,147/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,462/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$884,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,154
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,606
−HK$1,474/mo
Today · 4.125%
HK$57,080
baseline
▲ 0.50% · 4.625%
HK$60,089
+HK$3,009/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,160/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$884,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,414
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$60,231
−HK$1,846/mo
Today · 4.125%
HK$62,077
baseline
▲ 0.50% · 4.625%
HK$65,854
+HK$3,777/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$124,154/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$884,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,985
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$66,728
−HK$1,768/mo
Today · 4.125%
HK$68,496
baseline
▲ 0.50% · 4.625%
HK$72,106
+HK$3,610/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$136,992/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$884,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,150
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$70,269
−HK$2,154/mo
Today · 4.125%
HK$72,423
baseline
▲ 0.50% · 4.625%
HK$76,830
+HK$4,407/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$144,846/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$884,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,816
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$77,849
−HK$2,063/mo
Today · 4.125%
HK$79,912
baseline
▲ 0.50% · 4.625%
HK$84,124
+HK$4,212/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$159,824/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$884,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,621
−HK$5,494/mo
▼ 0.25% · 3.875%
HK$90,346
−HK$2,769/mo
Today · 4.125%
HK$93,115
baseline
▲ 0.50% · 4.625%
HK$98,781
+HK$5,666/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$186,230/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$884,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,477
−HK$5,267/mo
▼ 0.25% · 3.875%
HK$100,092
−HK$2,652/mo
Today · 4.125%
HK$102,744
baseline
▲ 0.50% · 4.625%
HK$108,159
+HK$5,415/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$205,488/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$884,771 · Scale 2, in force from 26 Feb 2026)