LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,680
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,194
−HK$1,538/mo
Today · 4.125%
HK$51,732
baseline
▲ 0.50% · 4.625%
HK$54,880
+HK$3,148/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,464/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$884,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,156
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,608
−HK$1,474/mo
Today · 4.125%
HK$57,082
baseline
▲ 0.50% · 4.625%
HK$60,090
+HK$3,008/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,164/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$884,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,416
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$60,233
−HK$1,846/mo
Today · 4.125%
HK$62,079
baseline
▲ 0.50% · 4.625%
HK$65,856
+HK$3,777/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$124,158/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$884,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,987
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$66,730
−HK$1,768/mo
Today · 4.125%
HK$68,498
baseline
▲ 0.50% · 4.625%
HK$72,108
+HK$3,610/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$136,996/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$884,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,152
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$70,271
−HK$2,154/mo
Today · 4.125%
HK$72,425
baseline
▲ 0.50% · 4.625%
HK$76,832
+HK$4,407/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$144,850/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$884,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,818
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$77,851
−HK$2,063/mo
Today · 4.125%
HK$79,914
baseline
▲ 0.50% · 4.625%
HK$84,127
+HK$4,213/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$159,828/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$884,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,623
−HK$5,495/mo
▼ 0.25% · 3.875%
HK$90,349
−HK$2,769/mo
Today · 4.125%
HK$93,118
baseline
▲ 0.50% · 4.625%
HK$98,784
+HK$5,666/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$186,236/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$884,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,480
−HK$5,267/mo
▼ 0.25% · 3.875%
HK$100,095
−HK$2,652/mo
Today · 4.125%
HK$102,747
baseline
▲ 0.50% · 4.625%
HK$108,163
+HK$5,416/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$205,494/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$884,835 · Scale 2, in force from 26 Feb 2026)