LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,682
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,196
−HK$1,538/mo
Today · 4.125%
HK$51,734
baseline
▲ 0.50% · 4.625%
HK$54,882
+HK$3,148/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,468/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$884,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,158
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,610
−HK$1,474/mo
Today · 4.125%
HK$57,084
baseline
▲ 0.50% · 4.625%
HK$60,093
+HK$3,009/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,168/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$884,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,418
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$60,235
−HK$1,846/mo
Today · 4.125%
HK$62,081
baseline
▲ 0.50% · 4.625%
HK$65,859
+HK$3,778/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$124,162/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$884,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,989
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$66,732
−HK$1,768/mo
Today · 4.125%
HK$68,500
baseline
▲ 0.50% · 4.625%
HK$72,111
+HK$3,611/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$137,000/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$884,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,154
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$70,274
−HK$2,154/mo
Today · 4.125%
HK$72,428
baseline
▲ 0.50% · 4.625%
HK$76,835
+HK$4,407/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$144,856/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$884,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,821
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$77,854
−HK$2,063/mo
Today · 4.125%
HK$79,917
baseline
▲ 0.50% · 4.625%
HK$84,130
+HK$4,213/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$159,834/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$884,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,627
−HK$5,495/mo
▼ 0.25% · 3.875%
HK$90,352
−HK$2,770/mo
Today · 4.125%
HK$93,122
baseline
▲ 0.50% · 4.625%
HK$98,788
+HK$5,666/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$186,244/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$884,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,484
−HK$5,267/mo
▼ 0.25% · 3.875%
HK$100,098
−HK$2,653/mo
Today · 4.125%
HK$102,751
baseline
▲ 0.50% · 4.625%
HK$108,167
+HK$5,416/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$205,502/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$884,914 · Scale 2, in force from 26 Feb 2026)