LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,683
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,197
−HK$1,538/mo
Today · 4.125%
HK$51,735
baseline
▲ 0.50% · 4.625%
HK$54,883
+HK$3,148/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,470/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$884,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,159
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,611
−HK$1,474/mo
Today · 4.125%
HK$57,085
baseline
▲ 0.50% · 4.625%
HK$60,094
+HK$3,009/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,170/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$884,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,419
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$60,236
−HK$1,847/mo
Today · 4.125%
HK$62,083
baseline
▲ 0.50% · 4.625%
HK$65,860
+HK$3,777/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$124,166/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$884,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,991
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$66,734
−HK$1,768/mo
Today · 4.125%
HK$68,502
baseline
▲ 0.50% · 4.625%
HK$72,113
+HK$3,611/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$137,004/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$884,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,156
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$70,276
−HK$2,154/mo
Today · 4.125%
HK$72,430
baseline
▲ 0.50% · 4.625%
HK$76,837
+HK$4,407/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$144,860/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$884,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,823
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$77,856
−HK$2,063/mo
Today · 4.125%
HK$79,919
baseline
▲ 0.50% · 4.625%
HK$84,132
+HK$4,213/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$159,838/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$884,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,629
−HK$5,495/mo
▼ 0.25% · 3.875%
HK$90,354
−HK$2,770/mo
Today · 4.125%
HK$93,124
baseline
▲ 0.50% · 4.625%
HK$98,790
+HK$5,666/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$186,248/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$884,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,486
−HK$5,267/mo
▼ 0.25% · 3.875%
HK$100,101
−HK$2,652/mo
Today · 4.125%
HK$102,753
baseline
▲ 0.50% · 4.625%
HK$108,169
+HK$5,416/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$205,506/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$884,963 · Scale 2, in force from 26 Feb 2026)