LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,686
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,200
−HK$1,539/mo
Today · 4.125%
HK$51,739
baseline
▲ 0.50% · 4.625%
HK$54,887
+HK$3,148/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$103,478/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$885,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,163
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,615
−HK$1,474/mo
Today · 4.125%
HK$57,089
baseline
▲ 0.50% · 4.625%
HK$60,098
+HK$3,009/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$114,178/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$885,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,423
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$60,240
−HK$1,847/mo
Today · 4.125%
HK$62,087
baseline
▲ 0.50% · 4.625%
HK$65,865
+HK$3,778/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$124,174/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$885,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,995
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$66,738
−HK$1,769/mo
Today · 4.125%
HK$68,507
baseline
▲ 0.50% · 4.625%
HK$72,118
+HK$3,611/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$137,014/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$885,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,160
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$70,280
−HK$2,155/mo
Today · 4.125%
HK$72,435
baseline
▲ 0.50% · 4.625%
HK$76,842
+HK$4,407/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$144,870/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$885,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,828
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$77,861
−HK$2,063/mo
Today · 4.125%
HK$79,924
baseline
▲ 0.50% · 4.625%
HK$84,137
+HK$4,213/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$159,848/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$885,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,635
−HK$5,495/mo
▼ 0.25% · 3.875%
HK$90,361
−HK$2,769/mo
Today · 4.125%
HK$93,130
baseline
▲ 0.50% · 4.625%
HK$98,797
+HK$5,667/mo
Deposit HK$2.14M · loan HK$19.22M · min. income ≈ HK$186,260/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$885,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,493
−HK$5,267/mo
▼ 0.25% · 3.875%
HK$100,107
−HK$2,653/mo
Today · 4.125%
HK$102,760
baseline
▲ 0.50% · 4.625%
HK$108,177
+HK$5,417/mo
Deposit HK$2.14M · loan HK$19.22M · min. income ≈ HK$205,520/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$885,108 · Scale 2, in force from 26 Feb 2026)