LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,687
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,202
−HK$1,538/mo
Today · 4.125%
HK$51,740
baseline
▲ 0.50% · 4.625%
HK$54,889
+HK$3,149/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$103,480/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$885,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,164
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,617
−HK$1,473/mo
Today · 4.125%
HK$57,090
baseline
▲ 0.50% · 4.625%
HK$60,100
+HK$3,010/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$114,180/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$885,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,425
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$60,242
−HK$1,847/mo
Today · 4.125%
HK$62,089
baseline
▲ 0.50% · 4.625%
HK$65,866
+HK$3,777/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$124,178/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$885,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,997
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$66,740
−HK$1,769/mo
Today · 4.125%
HK$68,509
baseline
▲ 0.50% · 4.625%
HK$72,120
+HK$3,611/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$137,018/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$885,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,162
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$70,282
−HK$2,155/mo
Today · 4.125%
HK$72,437
baseline
▲ 0.50% · 4.625%
HK$76,844
+HK$4,407/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$144,874/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$885,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,830
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$77,864
−HK$2,063/mo
Today · 4.125%
HK$79,927
baseline
▲ 0.50% · 4.625%
HK$84,140
+HK$4,213/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$159,854/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$885,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,637
−HK$5,496/mo
▼ 0.25% · 3.875%
HK$90,363
−HK$2,770/mo
Today · 4.125%
HK$93,133
baseline
▲ 0.50% · 4.625%
HK$98,800
+HK$5,667/mo
Deposit HK$2.14M · loan HK$19.22M · min. income ≈ HK$186,266/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$885,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,495
−HK$5,268/mo
▼ 0.25% · 3.875%
HK$100,110
−HK$2,653/mo
Today · 4.125%
HK$102,763
baseline
▲ 0.50% · 4.625%
HK$108,180
+HK$5,417/mo
Deposit HK$2.14M · loan HK$19.22M · min. income ≈ HK$205,526/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$885,169 · Scale 2, in force from 26 Feb 2026)