LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,689
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,204
−HK$1,538/mo
Today · 4.125%
HK$51,742
baseline
▲ 0.50% · 4.625%
HK$54,891
+HK$3,149/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$103,484/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$885,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,166
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$55,619
−HK$1,474/mo
Today · 4.125%
HK$57,093
baseline
▲ 0.50% · 4.625%
HK$60,102
+HK$3,009/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$114,186/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$885,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,427
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$60,244
−HK$1,847/mo
Today · 4.125%
HK$62,091
baseline
▲ 0.50% · 4.625%
HK$65,869
+HK$3,778/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$124,182/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$885,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,999
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$66,743
−HK$1,768/mo
Today · 4.125%
HK$68,511
baseline
▲ 0.50% · 4.625%
HK$72,122
+HK$3,611/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$137,022/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$885,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,165
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$70,285
−HK$2,154/mo
Today · 4.125%
HK$72,439
baseline
▲ 0.50% · 4.625%
HK$76,847
+HK$4,408/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$144,878/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$885,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,833
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$77,866
−HK$2,064/mo
Today · 4.125%
HK$79,930
baseline
▲ 0.50% · 4.625%
HK$84,143
+HK$4,213/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$159,860/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$885,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,640
−HK$5,496/mo
▼ 0.25% · 3.875%
HK$90,366
−HK$2,770/mo
Today · 4.125%
HK$93,136
baseline
▲ 0.50% · 4.625%
HK$98,803
+HK$5,667/mo
Deposit HK$2.14M · loan HK$19.22M · min. income ≈ HK$186,272/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$885,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,499
−HK$5,268/mo
▼ 0.25% · 3.875%
HK$100,114
−HK$2,653/mo
Today · 4.125%
HK$102,767
baseline
▲ 0.50% · 4.625%
HK$108,183
+HK$5,416/mo
Deposit HK$2.14M · loan HK$19.22M · min. income ≈ HK$205,534/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$885,245 · Scale 2, in force from 26 Feb 2026)