LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,692
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,206
−HK$1,539/mo
Today · 4.125%
HK$51,745
baseline
▲ 0.50% · 4.625%
HK$54,894
+HK$3,149/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$103,490/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$885,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,169
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$55,622
−HK$1,474/mo
Today · 4.125%
HK$57,096
baseline
▲ 0.50% · 4.625%
HK$60,105
+HK$3,009/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$114,192/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$885,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,430
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$60,248
−HK$1,846/mo
Today · 4.125%
HK$62,094
baseline
▲ 0.50% · 4.625%
HK$65,873
+HK$3,779/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$124,188/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$885,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,003
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$66,746
−HK$1,769/mo
Today · 4.125%
HK$68,515
baseline
▲ 0.50% · 4.625%
HK$72,126
+HK$3,611/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$137,030/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$885,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,168
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$70,289
−HK$2,154/mo
Today · 4.125%
HK$72,443
baseline
▲ 0.50% · 4.625%
HK$76,851
+HK$4,408/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$144,886/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$885,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,837
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$77,871
−HK$2,063/mo
Today · 4.125%
HK$79,934
baseline
▲ 0.50% · 4.625%
HK$84,147
+HK$4,213/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$159,868/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$885,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,645
−HK$5,496/mo
▼ 0.25% · 3.875%
HK$90,371
−HK$2,770/mo
Today · 4.125%
HK$93,141
baseline
▲ 0.50% · 4.625%
HK$98,809
+HK$5,668/mo
Deposit HK$2.14M · loan HK$19.22M · min. income ≈ HK$186,282/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$885,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,504
−HK$5,268/mo
▼ 0.25% · 3.875%
HK$100,119
−HK$2,653/mo
Today · 4.125%
HK$102,772
baseline
▲ 0.50% · 4.625%
HK$108,190
+HK$5,418/mo
Deposit HK$2.14M · loan HK$19.22M · min. income ≈ HK$205,544/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$885,364 · Scale 2, in force from 26 Feb 2026)