LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,693
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,208
−HK$1,539/mo
Today · 4.125%
HK$51,747
baseline
▲ 0.50% · 4.625%
HK$54,895
+HK$3,148/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$103,494/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$885,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,171
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,624
−HK$1,473/mo
Today · 4.125%
HK$57,097
baseline
▲ 0.50% · 4.625%
HK$60,107
+HK$3,010/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$114,194/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$885,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,432
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$60,249
−HK$1,847/mo
Today · 4.125%
HK$62,096
baseline
▲ 0.50% · 4.625%
HK$65,874
+HK$3,778/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$124,192/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$885,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,005
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$66,748
−HK$1,769/mo
Today · 4.125%
HK$68,517
baseline
▲ 0.50% · 4.625%
HK$72,128
+HK$3,611/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$137,034/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$885,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,171
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$70,291
−HK$2,154/mo
Today · 4.125%
HK$72,445
baseline
▲ 0.50% · 4.625%
HK$76,854
+HK$4,409/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$144,890/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$885,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,839
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$77,873
−HK$2,063/mo
Today · 4.125%
HK$79,936
baseline
▲ 0.50% · 4.625%
HK$84,150
+HK$4,214/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$159,872/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$885,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,648
−HK$5,496/mo
▼ 0.25% · 3.875%
HK$90,374
−HK$2,770/mo
Today · 4.125%
HK$93,144
baseline
▲ 0.50% · 4.625%
HK$98,812
+HK$5,668/mo
Deposit HK$2.14M · loan HK$19.22M · min. income ≈ HK$186,288/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$885,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,507
−HK$5,268/mo
▼ 0.25% · 3.875%
HK$100,122
−HK$2,653/mo
Today · 4.125%
HK$102,775
baseline
▲ 0.50% · 4.625%
HK$108,193
+HK$5,418/mo
Deposit HK$2.14M · loan HK$19.22M · min. income ≈ HK$205,550/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$885,428 · Scale 2, in force from 26 Feb 2026)