LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,695
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,210
−HK$1,539/mo
Today · 4.125%
HK$51,749
baseline
▲ 0.50% · 4.625%
HK$54,898
+HK$3,149/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$103,498/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$885,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,173
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$55,626
−HK$1,474/mo
Today · 4.125%
HK$57,100
baseline
▲ 0.50% · 4.625%
HK$60,109
+HK$3,009/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$114,200/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$885,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,434
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$60,252
−HK$1,847/mo
Today · 4.125%
HK$62,099
baseline
▲ 0.50% · 4.625%
HK$65,877
+HK$3,778/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$124,198/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$885,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,007
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$66,751
−HK$1,769/mo
Today · 4.125%
HK$68,520
baseline
▲ 0.50% · 4.625%
HK$72,131
+HK$3,611/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$137,040/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$885,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,173
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$70,294
−HK$2,154/mo
Today · 4.125%
HK$72,448
baseline
▲ 0.50% · 4.625%
HK$76,857
+HK$4,409/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$144,896/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$885,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,842
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$77,876
−HK$2,064/mo
Today · 4.125%
HK$79,940
baseline
▲ 0.50% · 4.625%
HK$84,153
+HK$4,213/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$159,880/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$885,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,651
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$90,378
−HK$2,770/mo
Today · 4.125%
HK$93,148
baseline
▲ 0.50% · 4.625%
HK$98,816
+HK$5,668/mo
Deposit HK$2.14M · loan HK$19.22M · min. income ≈ HK$186,296/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$885,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,511
−HK$5,268/mo
▼ 0.25% · 3.875%
HK$100,126
−HK$2,653/mo
Today · 4.125%
HK$102,779
baseline
▲ 0.50% · 4.625%
HK$108,197
+HK$5,418/mo
Deposit HK$2.14M · loan HK$19.22M · min. income ≈ HK$205,558/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$885,513 · Scale 2, in force from 26 Feb 2026)