LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,696
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,210
−HK$1,539/mo
Today · 4.125%
HK$51,749
baseline
▲ 0.50% · 4.625%
HK$54,898
+HK$3,149/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$103,498/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$885,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,173
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$55,626
−HK$1,474/mo
Today · 4.125%
HK$57,100
baseline
▲ 0.50% · 4.625%
HK$60,110
+HK$3,010/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$114,200/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$885,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,435
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$60,252
−HK$1,847/mo
Today · 4.125%
HK$62,099
baseline
▲ 0.50% · 4.625%
HK$65,878
+HK$3,779/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$124,198/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$885,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,008
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$66,751
−HK$1,769/mo
Today · 4.125%
HK$68,520
baseline
▲ 0.50% · 4.625%
HK$72,132
+HK$3,612/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$137,040/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$885,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,174
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$70,294
−HK$2,155/mo
Today · 4.125%
HK$72,449
baseline
▲ 0.50% · 4.625%
HK$76,857
+HK$4,408/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$144,898/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$885,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,843
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$77,877
−HK$2,063/mo
Today · 4.125%
HK$79,940
baseline
▲ 0.50% · 4.625%
HK$84,154
+HK$4,214/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$159,880/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$885,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,652
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$90,378
−HK$2,771/mo
Today · 4.125%
HK$93,149
baseline
▲ 0.50% · 4.625%
HK$98,816
+HK$5,667/mo
Deposit HK$2.14M · loan HK$19.22M · min. income ≈ HK$186,298/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$885,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,512
−HK$5,268/mo
▼ 0.25% · 3.875%
HK$100,127
−HK$2,653/mo
Today · 4.125%
HK$102,780
baseline
▲ 0.50% · 4.625%
HK$108,198
+HK$5,418/mo
Deposit HK$2.14M · loan HK$19.22M · min. income ≈ HK$205,560/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$885,530 · Scale 2, in force from 26 Feb 2026)