LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,699
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,213
−HK$1,539/mo
Today · 4.125%
HK$51,752
baseline
▲ 0.50% · 4.625%
HK$54,901
+HK$3,149/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$103,504/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$885,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,177
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$55,630
−HK$1,474/mo
Today · 4.125%
HK$57,104
baseline
▲ 0.50% · 4.625%
HK$60,114
+HK$3,010/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$114,208/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$885,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,438
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$60,256
−HK$1,847/mo
Today · 4.125%
HK$62,103
baseline
▲ 0.50% · 4.625%
HK$65,882
+HK$3,779/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$124,206/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$885,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,012
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$66,756
−HK$1,768/mo
Today · 4.125%
HK$68,524
baseline
▲ 0.50% · 4.625%
HK$72,136
+HK$3,612/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$137,048/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$885,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,178
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$70,299
−HK$2,154/mo
Today · 4.125%
HK$72,453
baseline
▲ 0.50% · 4.625%
HK$76,862
+HK$4,409/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$144,906/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$885,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,847
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$77,882
−HK$2,063/mo
Today · 4.125%
HK$79,945
baseline
▲ 0.50% · 4.625%
HK$84,159
+HK$4,214/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$159,890/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$885,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,657
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$90,384
−HK$2,770/mo
Today · 4.125%
HK$93,154
baseline
▲ 0.50% · 4.625%
HK$98,823
+HK$5,669/mo
Deposit HK$2.14M · loan HK$19.22M · min. income ≈ HK$186,308/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$885,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,518
−HK$5,269/mo
▼ 0.25% · 3.875%
HK$100,133
−HK$2,654/mo
Today · 4.125%
HK$102,787
baseline
▲ 0.50% · 4.625%
HK$108,205
+HK$5,418/mo
Deposit HK$2.14M · loan HK$19.22M · min. income ≈ HK$205,574/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$885,662 · Scale 2, in force from 26 Feb 2026)