LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,700
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,215
−HK$1,539/mo
Today · 4.125%
HK$51,754
baseline
▲ 0.50% · 4.625%
HK$54,903
+HK$3,149/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$103,508/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$885,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,178
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,631
−HK$1,475/mo
Today · 4.125%
HK$57,106
baseline
▲ 0.50% · 4.625%
HK$60,116
+HK$3,010/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$114,212/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$885,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,440
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$60,258
−HK$1,847/mo
Today · 4.125%
HK$62,105
baseline
▲ 0.50% · 4.625%
HK$65,884
+HK$3,779/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$124,210/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$885,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,014
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$66,758
−HK$1,769/mo
Today · 4.125%
HK$68,527
baseline
▲ 0.50% · 4.625%
HK$72,139
+HK$3,612/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$137,054/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$885,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,180
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$70,301
−HK$2,155/mo
Today · 4.125%
HK$72,456
baseline
▲ 0.50% · 4.625%
HK$76,864
+HK$4,408/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$144,912/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$885,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,850
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$77,884
−HK$2,064/mo
Today · 4.125%
HK$79,948
baseline
▲ 0.50% · 4.625%
HK$84,162
+HK$4,214/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$159,896/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$885,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,660
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$90,387
−HK$2,770/mo
Today · 4.125%
HK$93,157
baseline
▲ 0.50% · 4.625%
HK$98,826
+HK$5,669/mo
Deposit HK$2.14M · loan HK$19.22M · min. income ≈ HK$186,314/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$885,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,521
−HK$5,269/mo
▼ 0.25% · 3.875%
HK$100,137
−HK$2,653/mo
Today · 4.125%
HK$102,790
baseline
▲ 0.50% · 4.625%
HK$108,208
+HK$5,418/mo
Deposit HK$2.14M · loan HK$19.22M · min. income ≈ HK$205,580/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$885,731 · Scale 2, in force from 26 Feb 2026)