LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,701
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,215
−HK$1,540/mo
Today · 4.125%
HK$51,755
baseline
▲ 0.50% · 4.625%
HK$54,904
+HK$3,149/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$103,510/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$885,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,179
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$55,632
−HK$1,474/mo
Today · 4.125%
HK$57,106
baseline
▲ 0.50% · 4.625%
HK$60,116
+HK$3,010/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$114,212/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$885,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,441
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$60,259
−HK$1,847/mo
Today · 4.125%
HK$62,106
baseline
▲ 0.50% · 4.625%
HK$65,884
+HK$3,778/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$124,212/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$885,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,015
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$66,758
−HK$1,769/mo
Today · 4.125%
HK$68,527
baseline
▲ 0.50% · 4.625%
HK$72,139
+HK$3,612/mo
Deposit HK$8.54M · loan HK$12.81M · min. income ≈ HK$137,054/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$885,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,181
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$70,302
−HK$2,154/mo
Today · 4.125%
HK$72,456
baseline
▲ 0.50% · 4.625%
HK$76,865
+HK$4,409/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$144,912/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$885,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,851
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$77,885
−HK$2,064/mo
Today · 4.125%
HK$79,949
baseline
▲ 0.50% · 4.625%
HK$84,163
+HK$4,214/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$159,898/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$885,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,661
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$90,388
−HK$2,770/mo
Today · 4.125%
HK$93,158
baseline
▲ 0.50% · 4.625%
HK$98,827
+HK$5,669/mo
Deposit HK$2.14M · loan HK$19.22M · min. income ≈ HK$186,316/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$885,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,522
−HK$5,269/mo
▼ 0.25% · 3.875%
HK$100,138
−HK$2,653/mo
Today · 4.125%
HK$102,791
baseline
▲ 0.50% · 4.625%
HK$108,209
+HK$5,418/mo
Deposit HK$2.14M · loan HK$19.22M · min. income ≈ HK$205,582/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$885,753 · Scale 2, in force from 26 Feb 2026)