LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,704
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,219
−HK$1,539/mo
Today · 4.125%
HK$51,758
baseline
▲ 0.50% · 4.625%
HK$54,908
+HK$3,150/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$103,516/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$885,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,183
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$55,636
−HK$1,474/mo
Today · 4.125%
HK$57,110
baseline
▲ 0.50% · 4.625%
HK$60,120
+HK$3,010/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$114,220/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$885,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,445
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$60,263
−HK$1,847/mo
Today · 4.125%
HK$62,110
baseline
▲ 0.50% · 4.625%
HK$65,889
+HK$3,779/mo
Deposit HK$8.54M · loan HK$12.82M · min. income ≈ HK$124,220/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$885,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,019
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$66,763
−HK$1,769/mo
Today · 4.125%
HK$68,532
baseline
▲ 0.50% · 4.625%
HK$72,145
+HK$3,613/mo
Deposit HK$8.54M · loan HK$12.82M · min. income ≈ HK$137,064/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$885,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,186
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$70,307
−HK$2,154/mo
Today · 4.125%
HK$72,461
baseline
▲ 0.50% · 4.625%
HK$76,871
+HK$4,410/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$144,922/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$885,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,856
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$77,890
−HK$2,064/mo
Today · 4.125%
HK$79,954
baseline
▲ 0.50% · 4.625%
HK$84,169
+HK$4,215/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$159,908/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$885,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,667
−HK$5,498/mo
▼ 0.25% · 3.875%
HK$90,394
−HK$2,771/mo
Today · 4.125%
HK$93,165
baseline
▲ 0.50% · 4.625%
HK$98,834
+HK$5,669/mo
Deposit HK$2.14M · loan HK$19.22M · min. income ≈ HK$186,330/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$885,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,529
−HK$5,269/mo
▼ 0.25% · 3.875%
HK$100,145
−HK$2,653/mo
Today · 4.125%
HK$102,798
baseline
▲ 0.50% · 4.625%
HK$108,217
+HK$5,419/mo
Deposit HK$2.14M · loan HK$19.22M · min. income ≈ HK$205,596/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$885,902 · Scale 2, in force from 26 Feb 2026)