LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,705
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,220
−HK$1,539/mo
Today · 4.125%
HK$51,759
baseline
▲ 0.50% · 4.625%
HK$54,908
+HK$3,149/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$103,518/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$885,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,183
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,637
−HK$1,474/mo
Today · 4.125%
HK$57,111
baseline
▲ 0.50% · 4.625%
HK$60,121
+HK$3,010/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$114,222/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$885,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,446
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$60,264
−HK$1,847/mo
Today · 4.125%
HK$62,111
baseline
▲ 0.50% · 4.625%
HK$65,890
+HK$3,779/mo
Deposit HK$8.54M · loan HK$12.82M · min. income ≈ HK$124,222/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$885,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,020
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$66,764
−HK$1,769/mo
Today · 4.125%
HK$68,533
baseline
▲ 0.50% · 4.625%
HK$72,145
+HK$3,612/mo
Deposit HK$8.54M · loan HK$12.82M · min. income ≈ HK$137,066/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$885,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,186
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$70,307
−HK$2,155/mo
Today · 4.125%
HK$72,462
baseline
▲ 0.50% · 4.625%
HK$76,872
+HK$4,410/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$144,924/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$885,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,857
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$77,891
−HK$2,064/mo
Today · 4.125%
HK$79,955
baseline
▲ 0.50% · 4.625%
HK$84,170
+HK$4,215/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$159,910/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$885,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,668
−HK$5,498/mo
▼ 0.25% · 3.875%
HK$90,395
−HK$2,771/mo
Today · 4.125%
HK$93,166
baseline
▲ 0.50% · 4.625%
HK$98,835
+HK$5,669/mo
Deposit HK$2.14M · loan HK$19.22M · min. income ≈ HK$186,332/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$885,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,530
−HK$5,269/mo
▼ 0.25% · 3.875%
HK$100,146
−HK$2,653/mo
Today · 4.125%
HK$102,799
baseline
▲ 0.50% · 4.625%
HK$108,218
+HK$5,419/mo
Deposit HK$2.14M · loan HK$19.22M · min. income ≈ HK$205,598/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$885,928 · Scale 2, in force from 26 Feb 2026)