LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,710
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,225
−HK$1,539/mo
Today · 4.125%
HK$51,764
baseline
▲ 0.50% · 4.625%
HK$54,914
+HK$3,150/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$103,528/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$886,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,189
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,643
−HK$1,474/mo
Today · 4.125%
HK$57,117
baseline
▲ 0.50% · 4.625%
HK$60,128
+HK$3,011/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$114,234/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$886,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,452
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$60,270
−HK$1,847/mo
Today · 4.125%
HK$62,117
baseline
▲ 0.50% · 4.625%
HK$65,897
+HK$3,780/mo
Deposit HK$8.54M · loan HK$12.82M · min. income ≈ HK$124,234/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$886,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,027
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$66,771
−HK$1,769/mo
Today · 4.125%
HK$68,540
baseline
▲ 0.50% · 4.625%
HK$72,153
+HK$3,613/mo
Deposit HK$8.54M · loan HK$12.82M · min. income ≈ HK$137,080/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$886,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,194
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$70,315
−HK$2,155/mo
Today · 4.125%
HK$72,470
baseline
▲ 0.50% · 4.625%
HK$76,880
+HK$4,410/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$144,940/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$886,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,865
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$77,900
−HK$2,064/mo
Today · 4.125%
HK$79,964
baseline
▲ 0.50% · 4.625%
HK$84,179
+HK$4,215/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$159,928/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$886,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,678
−HK$5,498/mo
▼ 0.25% · 3.875%
HK$90,405
−HK$2,771/mo
Today · 4.125%
HK$93,176
baseline
▲ 0.50% · 4.625%
HK$98,846
+HK$5,670/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$186,352/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$886,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,541
−HK$5,270/mo
▼ 0.25% · 3.875%
HK$100,157
−HK$2,654/mo
Today · 4.125%
HK$102,811
baseline
▲ 0.50% · 4.625%
HK$108,230
+HK$5,419/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$205,622/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$886,160 · Scale 2, in force from 26 Feb 2026)