LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,715
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,230
−HK$1,540/mo
Today · 4.125%
HK$51,770
baseline
▲ 0.50% · 4.625%
HK$54,920
+HK$3,150/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$103,540/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$886,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,195
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,648
−HK$1,475/mo
Today · 4.125%
HK$57,123
baseline
▲ 0.50% · 4.625%
HK$60,134
+HK$3,011/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$114,246/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$886,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,458
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$60,276
−HK$1,847/mo
Today · 4.125%
HK$62,123
baseline
▲ 0.50% · 4.625%
HK$65,904
+HK$3,781/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$124,246/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$886,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,034
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$66,778
−HK$1,769/mo
Today · 4.125%
HK$68,547
baseline
▲ 0.50% · 4.625%
HK$72,160
+HK$3,613/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$137,094/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$886,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,201
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$70,322
−HK$2,155/mo
Today · 4.125%
HK$72,477
baseline
▲ 0.50% · 4.625%
HK$76,887
+HK$4,410/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$144,954/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$886,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,872
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$77,907
−HK$2,065/mo
Today · 4.125%
HK$79,972
baseline
▲ 0.50% · 4.625%
HK$84,187
+HK$4,215/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$159,944/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$886,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,686
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$90,414
−HK$2,771/mo
Today · 4.125%
HK$93,185
baseline
▲ 0.50% · 4.625%
HK$98,855
+HK$5,670/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$186,370/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$886,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,550
−HK$5,271/mo
▼ 0.25% · 3.875%
HK$100,167
−HK$2,654/mo
Today · 4.125%
HK$102,821
baseline
▲ 0.50% · 4.625%
HK$108,240
+HK$5,419/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$205,642/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$886,370 · Scale 2, in force from 26 Feb 2026)