LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,716
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,231
−HK$1,540/mo
Today · 4.125%
HK$51,771
baseline
▲ 0.50% · 4.625%
HK$54,921
+HK$3,150/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$103,542/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$886,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,196
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,649
−HK$1,475/mo
Today · 4.125%
HK$57,124
baseline
▲ 0.50% · 4.625%
HK$60,135
+HK$3,011/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$114,248/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$886,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,459
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$60,277
−HK$1,848/mo
Today · 4.125%
HK$62,125
baseline
▲ 0.50% · 4.625%
HK$65,905
+HK$3,780/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$124,250/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$886,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,035
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$66,779
−HK$1,770/mo
Today · 4.125%
HK$68,549
baseline
▲ 0.50% · 4.625%
HK$72,162
+HK$3,613/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$137,098/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$886,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,202
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$70,324
−HK$2,155/mo
Today · 4.125%
HK$72,479
baseline
▲ 0.50% · 4.625%
HK$76,889
+HK$4,410/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$144,958/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$886,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,874
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$77,909
−HK$2,064/mo
Today · 4.125%
HK$79,973
baseline
▲ 0.50% · 4.625%
HK$84,189
+HK$4,216/mo
Deposit HK$6.41M · loan HK$14.95M · min. income ≈ HK$159,946/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$886,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,689
−HK$5,498/mo
▼ 0.25% · 3.875%
HK$90,416
−HK$2,771/mo
Today · 4.125%
HK$93,187
baseline
▲ 0.50% · 4.625%
HK$98,858
+HK$5,671/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$186,374/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$886,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,553
−HK$5,270/mo
▼ 0.25% · 3.875%
HK$100,169
−HK$2,654/mo
Today · 4.125%
HK$102,823
baseline
▲ 0.50% · 4.625%
HK$108,243
+HK$5,420/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$205,646/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$886,420 · Scale 2, in force from 26 Feb 2026)