LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,716
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,232
−HK$1,539/mo
Today · 4.125%
HK$51,771
baseline
▲ 0.50% · 4.625%
HK$54,921
+HK$3,150/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$103,542/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$886,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,196
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,650
−HK$1,474/mo
Today · 4.125%
HK$57,124
baseline
▲ 0.50% · 4.625%
HK$60,135
+HK$3,011/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$114,248/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$886,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,459
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$60,278
−HK$1,847/mo
Today · 4.125%
HK$62,125
baseline
▲ 0.50% · 4.625%
HK$65,905
+HK$3,780/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$124,250/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$886,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,035
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$66,780
−HK$1,769/mo
Today · 4.125%
HK$68,549
baseline
▲ 0.50% · 4.625%
HK$72,162
+HK$3,613/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$137,098/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$886,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,203
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$70,324
−HK$2,156/mo
Today · 4.125%
HK$72,480
baseline
▲ 0.50% · 4.625%
HK$76,890
+HK$4,410/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$144,960/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$886,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,875
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$77,910
−HK$2,064/mo
Today · 4.125%
HK$79,974
baseline
▲ 0.50% · 4.625%
HK$84,190
+HK$4,216/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$159,948/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$886,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,689
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$90,417
−HK$2,771/mo
Today · 4.125%
HK$93,188
baseline
▲ 0.50% · 4.625%
HK$98,858
+HK$5,670/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$186,376/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$886,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,553
−HK$5,271/mo
▼ 0.25% · 3.875%
HK$100,170
−HK$2,654/mo
Today · 4.125%
HK$102,824
baseline
▲ 0.50% · 4.625%
HK$108,244
+HK$5,420/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$205,648/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$886,434 · Scale 2, in force from 26 Feb 2026)