LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,717
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,232
−HK$1,540/mo
Today · 4.125%
HK$51,772
baseline
▲ 0.50% · 4.625%
HK$54,922
+HK$3,150/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$103,544/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$886,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,197
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,651
−HK$1,474/mo
Today · 4.125%
HK$57,125
baseline
▲ 0.50% · 4.625%
HK$60,136
+HK$3,011/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$114,250/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$886,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,460
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$60,279
−HK$1,847/mo
Today · 4.125%
HK$62,126
baseline
▲ 0.50% · 4.625%
HK$65,906
+HK$3,780/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$124,252/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$886,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,036
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$66,781
−HK$1,769/mo
Today · 4.125%
HK$68,550
baseline
▲ 0.50% · 4.625%
HK$72,163
+HK$3,613/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$137,100/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$886,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,204
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$70,325
−HK$2,156/mo
Today · 4.125%
HK$72,481
baseline
▲ 0.50% · 4.625%
HK$76,891
+HK$4,410/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$144,962/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$886,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,876
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$77,911
−HK$2,064/mo
Today · 4.125%
HK$79,975
baseline
▲ 0.50% · 4.625%
HK$84,191
+HK$4,216/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$159,950/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$886,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,690
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$90,418
−HK$2,771/mo
Today · 4.125%
HK$93,189
baseline
▲ 0.50% · 4.625%
HK$98,860
+HK$5,671/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$186,378/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$886,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,555
−HK$5,270/mo
▼ 0.25% · 3.875%
HK$100,171
−HK$2,654/mo
Today · 4.125%
HK$102,825
baseline
▲ 0.50% · 4.625%
HK$108,245
+HK$5,420/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$205,650/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$886,463 · Scale 2, in force from 26 Feb 2026)