LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,719
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,235
−HK$1,539/mo
Today · 4.125%
HK$51,774
baseline
▲ 0.50% · 4.625%
HK$54,925
+HK$3,151/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$103,548/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$886,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,200
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,653
−HK$1,475/mo
Today · 4.125%
HK$57,128
baseline
▲ 0.50% · 4.625%
HK$60,139
+HK$3,011/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$114,256/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$886,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,463
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$60,282
−HK$1,847/mo
Today · 4.125%
HK$62,129
baseline
▲ 0.50% · 4.625%
HK$65,910
+HK$3,781/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$124,258/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$886,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,040
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$66,784
−HK$1,770/mo
Today · 4.125%
HK$68,554
baseline
▲ 0.50% · 4.625%
HK$72,167
+HK$3,613/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$137,108/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$886,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,207
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$70,329
−HK$2,155/mo
Today · 4.125%
HK$72,484
baseline
▲ 0.50% · 4.625%
HK$76,895
+HK$4,411/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$144,968/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$886,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,880
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$77,915
−HK$2,064/mo
Today · 4.125%
HK$79,979
baseline
▲ 0.50% · 4.625%
HK$84,195
+HK$4,216/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$159,958/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$886,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,695
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$90,422
−HK$2,772/mo
Today · 4.125%
HK$93,194
baseline
▲ 0.50% · 4.625%
HK$98,865
+HK$5,671/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$186,388/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$886,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,559
−HK$5,271/mo
▼ 0.25% · 3.875%
HK$100,176
−HK$2,654/mo
Today · 4.125%
HK$102,830
baseline
▲ 0.50% · 4.625%
HK$108,251
+HK$5,421/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$205,660/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$886,570 · Scale 2, in force from 26 Feb 2026)