LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,721
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,236
−HK$1,540/mo
Today · 4.125%
HK$51,776
baseline
▲ 0.50% · 4.625%
HK$54,926
+HK$3,150/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$103,552/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$886,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,201
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,655
−HK$1,475/mo
Today · 4.125%
HK$57,130
baseline
▲ 0.50% · 4.625%
HK$60,141
+HK$3,011/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$114,260/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$886,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,465
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$60,283
−HK$1,848/mo
Today · 4.125%
HK$62,131
baseline
▲ 0.50% · 4.625%
HK$65,912
+HK$3,781/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$124,262/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$886,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,042
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$66,786
−HK$1,770/mo
Today · 4.125%
HK$68,556
baseline
▲ 0.50% · 4.625%
HK$72,169
+HK$3,613/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$137,112/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$886,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,209
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$70,331
−HK$2,155/mo
Today · 4.125%
HK$72,486
baseline
▲ 0.50% · 4.625%
HK$76,897
+HK$4,411/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$144,972/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$886,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,882
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$77,917
−HK$2,064/mo
Today · 4.125%
HK$79,981
baseline
▲ 0.50% · 4.625%
HK$84,197
+HK$4,216/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$159,962/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$886,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,697
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$90,425
−HK$2,772/mo
Today · 4.125%
HK$93,197
baseline
▲ 0.50% · 4.625%
HK$98,867
+HK$5,670/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$186,394/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$886,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,562
−HK$5,271/mo
▼ 0.25% · 3.875%
HK$100,179
−HK$2,654/mo
Today · 4.125%
HK$102,833
baseline
▲ 0.50% · 4.625%
HK$108,254
+HK$5,421/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$205,666/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$886,633 · Scale 2, in force from 26 Feb 2026)