LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,723
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,239
−HK$1,539/mo
Today · 4.125%
HK$51,778
baseline
▲ 0.50% · 4.625%
HK$54,929
+HK$3,151/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$103,556/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$886,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,204
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,658
−HK$1,474/mo
Today · 4.125%
HK$57,132
baseline
▲ 0.50% · 4.625%
HK$60,144
+HK$3,012/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$114,264/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$886,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,468
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$60,286
−HK$1,848/mo
Today · 4.125%
HK$62,134
baseline
▲ 0.50% · 4.625%
HK$65,915
+HK$3,781/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$124,268/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$886,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,045
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$66,789
−HK$1,770/mo
Today · 4.125%
HK$68,559
baseline
▲ 0.50% · 4.625%
HK$72,173
+HK$3,614/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$137,118/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$886,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,212
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$70,334
−HK$2,156/mo
Today · 4.125%
HK$72,490
baseline
▲ 0.50% · 4.625%
HK$76,901
+HK$4,411/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$144,980/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$886,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,886
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$77,921
−HK$2,064/mo
Today · 4.125%
HK$79,985
baseline
▲ 0.50% · 4.625%
HK$84,202
+HK$4,217/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$159,970/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$886,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,702
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$90,430
−HK$2,771/mo
Today · 4.125%
HK$93,201
baseline
▲ 0.50% · 4.625%
HK$98,872
+HK$5,671/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$186,402/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$886,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,567
−HK$5,271/mo
▼ 0.25% · 3.875%
HK$100,184
−HK$2,654/mo
Today · 4.125%
HK$102,838
baseline
▲ 0.50% · 4.625%
HK$108,259
+HK$5,421/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$205,676/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$886,739 · Scale 2, in force from 26 Feb 2026)