LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,724
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,239
−HK$1,540/mo
Today · 4.125%
HK$51,779
baseline
▲ 0.50% · 4.625%
HK$54,930
+HK$3,151/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$103,558/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$886,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,205
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,659
−HK$1,474/mo
Today · 4.125%
HK$57,133
baseline
▲ 0.50% · 4.625%
HK$60,145
+HK$3,012/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$114,266/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$886,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,469
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$60,287
−HK$1,848/mo
Today · 4.125%
HK$62,135
baseline
▲ 0.50% · 4.625%
HK$65,916
+HK$3,781/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$124,270/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$886,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,046
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$66,790
−HK$1,770/mo
Today · 4.125%
HK$68,560
baseline
▲ 0.50% · 4.625%
HK$72,174
+HK$3,614/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$137,120/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$886,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,213
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$70,335
−HK$2,156/mo
Today · 4.125%
HK$72,491
baseline
▲ 0.50% · 4.625%
HK$76,902
+HK$4,411/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$144,982/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$886,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,887
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$77,922
−HK$2,065/mo
Today · 4.125%
HK$79,987
baseline
▲ 0.50% · 4.625%
HK$84,203
+HK$4,216/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$159,974/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$886,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,703
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$90,431
−HK$2,772/mo
Today · 4.125%
HK$93,203
baseline
▲ 0.50% · 4.625%
HK$98,874
+HK$5,671/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$186,406/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$886,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,569
−HK$5,271/mo
▼ 0.25% · 3.875%
HK$100,185
−HK$2,655/mo
Today · 4.125%
HK$102,840
baseline
▲ 0.50% · 4.625%
HK$108,261
+HK$5,421/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$205,680/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$886,772 · Scale 2, in force from 26 Feb 2026)