LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,727
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,243
−HK$1,540/mo
Today · 4.125%
HK$51,783
baseline
▲ 0.50% · 4.625%
HK$54,934
+HK$3,151/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$103,566/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$886,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,208
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,662
−HK$1,475/mo
Today · 4.125%
HK$57,137
baseline
▲ 0.50% · 4.625%
HK$60,149
+HK$3,012/mo
Deposit HK$10.68M · loan HK$10.68M · min. income ≈ HK$114,274/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$886,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,473
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$60,291
−HK$1,848/mo
Today · 4.125%
HK$62,139
baseline
▲ 0.50% · 4.625%
HK$65,920
+HK$3,781/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$124,278/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$886,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,050
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$66,795
−HK$1,770/mo
Today · 4.125%
HK$68,565
baseline
▲ 0.50% · 4.625%
HK$72,179
+HK$3,614/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$137,130/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$886,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,218
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$70,340
−HK$2,156/mo
Today · 4.125%
HK$72,496
baseline
▲ 0.50% · 4.625%
HK$76,907
+HK$4,411/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$144,992/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$886,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,892
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$77,927
−HK$2,065/mo
Today · 4.125%
HK$79,992
baseline
▲ 0.50% · 4.625%
HK$84,209
+HK$4,217/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$159,984/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$886,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,709
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$90,437
−HK$2,772/mo
Today · 4.125%
HK$93,209
baseline
▲ 0.50% · 4.625%
HK$98,881
+HK$5,672/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$186,418/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$886,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,575
−HK$5,272/mo
▼ 0.25% · 3.875%
HK$100,192
−HK$2,655/mo
Today · 4.125%
HK$102,847
baseline
▲ 0.50% · 4.625%
HK$108,268
+HK$5,421/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$205,694/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$886,915 · Scale 2, in force from 26 Feb 2026)