LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,731
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,247
−HK$1,540/mo
Today · 4.125%
HK$51,787
baseline
▲ 0.50% · 4.625%
HK$54,938
+HK$3,151/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$103,574/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$887,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,213
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,667
−HK$1,475/mo
Today · 4.125%
HK$57,142
baseline
▲ 0.50% · 4.625%
HK$60,154
+HK$3,012/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$114,284/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$887,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,477
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$60,296
−HK$1,848/mo
Today · 4.125%
HK$62,144
baseline
▲ 0.50% · 4.625%
HK$65,926
+HK$3,782/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$124,288/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,055
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$66,800
−HK$1,770/mo
Today · 4.125%
HK$68,570
baseline
▲ 0.50% · 4.625%
HK$72,184
+HK$3,614/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$137,140/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,223
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$70,345
−HK$2,157/mo
Today · 4.125%
HK$72,502
baseline
▲ 0.50% · 4.625%
HK$76,913
+HK$4,411/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$145,004/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,898
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$77,933
−HK$2,065/mo
Today · 4.125%
HK$79,998
baseline
▲ 0.50% · 4.625%
HK$84,215
+HK$4,217/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$159,996/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,716
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$90,444
−HK$2,772/mo
Today · 4.125%
HK$93,216
baseline
▲ 0.50% · 4.625%
HK$98,888
+HK$5,672/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$186,432/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$887,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,583
−HK$5,272/mo
▼ 0.25% · 3.875%
HK$100,200
−HK$2,655/mo
Today · 4.125%
HK$102,855
baseline
▲ 0.50% · 4.625%
HK$108,277
+HK$5,422/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$205,710/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$887,083 · Scale 2, in force from 26 Feb 2026)