LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,732
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,248
−HK$1,540/mo
Today · 4.125%
HK$51,788
baseline
▲ 0.50% · 4.625%
HK$54,939
+HK$3,151/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$103,576/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$887,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,214
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,668
−HK$1,475/mo
Today · 4.125%
HK$57,143
baseline
▲ 0.50% · 4.625%
HK$60,155
+HK$3,012/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$114,286/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$887,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,478
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$60,297
−HK$1,849/mo
Today · 4.125%
HK$62,146
baseline
▲ 0.50% · 4.625%
HK$65,927
+HK$3,781/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$124,292/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,057
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$66,802
−HK$1,770/mo
Today · 4.125%
HK$68,572
baseline
▲ 0.50% · 4.625%
HK$72,186
+HK$3,614/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$137,144/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,225
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$70,347
−HK$2,156/mo
Today · 4.125%
HK$72,503
baseline
▲ 0.50% · 4.625%
HK$76,915
+HK$4,412/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$145,006/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,900
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$77,935
−HK$2,065/mo
Today · 4.125%
HK$80,000
baseline
▲ 0.50% · 4.625%
HK$84,217
+HK$4,217/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$160,000/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,718
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$90,446
−HK$2,772/mo
Today · 4.125%
HK$93,218
baseline
▲ 0.50% · 4.625%
HK$98,891
+HK$5,673/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$186,436/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$887,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,585
−HK$5,272/mo
▼ 0.25% · 3.875%
HK$100,202
−HK$2,655/mo
Today · 4.125%
HK$102,857
baseline
▲ 0.50% · 4.625%
HK$108,279
+HK$5,422/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$205,714/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$887,131 · Scale 2, in force from 26 Feb 2026)