LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,733
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,249
−HK$1,540/mo
Today · 4.125%
HK$51,789
baseline
▲ 0.50% · 4.625%
HK$54,940
+HK$3,151/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$103,578/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$887,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,215
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,669
−HK$1,475/mo
Today · 4.125%
HK$57,144
baseline
▲ 0.50% · 4.625%
HK$60,156
+HK$3,012/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$114,288/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$887,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,480
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$60,299
−HK$1,848/mo
Today · 4.125%
HK$62,147
baseline
▲ 0.50% · 4.625%
HK$65,928
+HK$3,781/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$124,294/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,058
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$66,803
−HK$1,770/mo
Today · 4.125%
HK$68,573
baseline
▲ 0.50% · 4.625%
HK$72,188
+HK$3,615/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$137,146/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,226
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$70,349
−HK$2,156/mo
Today · 4.125%
HK$72,505
baseline
▲ 0.50% · 4.625%
HK$76,917
+HK$4,412/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$145,010/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,901
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$77,937
−HK$2,065/mo
Today · 4.125%
HK$80,002
baseline
▲ 0.50% · 4.625%
HK$84,219
+HK$4,217/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$160,004/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,720
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$90,448
−HK$2,772/mo
Today · 4.125%
HK$93,220
baseline
▲ 0.50% · 4.625%
HK$98,893
+HK$5,673/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$186,440/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$887,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,587
−HK$5,273/mo
▼ 0.25% · 3.875%
HK$100,204
−HK$2,656/mo
Today · 4.125%
HK$102,860
baseline
▲ 0.50% · 4.625%
HK$108,281
+HK$5,421/mo
Deposit HK$2.14M · loan HK$19.23M · min. income ≈ HK$205,720/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$887,178 · Scale 2, in force from 26 Feb 2026)