LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,734
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,250
−HK$1,540/mo
Today · 4.125%
HK$51,790
baseline
▲ 0.50% · 4.625%
HK$54,942
+HK$3,152/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$103,580/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$887,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,216
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,670
−HK$1,476/mo
Today · 4.125%
HK$57,146
baseline
▲ 0.50% · 4.625%
HK$60,158
+HK$3,012/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$114,292/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$887,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,481
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$60,300
−HK$1,848/mo
Today · 4.125%
HK$62,148
baseline
▲ 0.50% · 4.625%
HK$65,930
+HK$3,782/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$124,296/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,060
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$66,805
−HK$1,770/mo
Today · 4.125%
HK$68,575
baseline
▲ 0.50% · 4.625%
HK$72,189
+HK$3,614/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$137,150/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,228
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$70,350
−HK$2,157/mo
Today · 4.125%
HK$72,507
baseline
▲ 0.50% · 4.625%
HK$76,918
+HK$4,411/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$145,014/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,903
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$77,939
−HK$2,065/mo
Today · 4.125%
HK$80,004
baseline
▲ 0.50% · 4.625%
HK$84,221
+HK$4,217/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$160,008/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,722
−HK$5,501/mo
▼ 0.25% · 3.875%
HK$90,450
−HK$2,773/mo
Today · 4.125%
HK$93,223
baseline
▲ 0.50% · 4.625%
HK$98,895
+HK$5,672/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$186,446/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$887,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,590
−HK$5,272/mo
▼ 0.25% · 3.875%
HK$100,207
−HK$2,655/mo
Today · 4.125%
HK$102,862
baseline
▲ 0.50% · 4.625%
HK$108,284
+HK$5,422/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$205,724/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$887,230 · Scale 2, in force from 26 Feb 2026)