LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,736
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,252
−HK$1,540/mo
Today · 4.125%
HK$51,792
baseline
▲ 0.50% · 4.625%
HK$54,943
+HK$3,151/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$103,584/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$887,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,218
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,672
−HK$1,475/mo
Today · 4.125%
HK$57,147
baseline
▲ 0.50% · 4.625%
HK$60,159
+HK$3,012/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$114,294/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$887,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,483
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$60,302
−HK$1,848/mo
Today · 4.125%
HK$62,150
baseline
▲ 0.50% · 4.625%
HK$65,932
+HK$3,782/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$124,300/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,061
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$66,806
−HK$1,771/mo
Today · 4.125%
HK$68,577
baseline
▲ 0.50% · 4.625%
HK$72,191
+HK$3,614/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$137,154/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,230
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$70,352
−HK$2,156/mo
Today · 4.125%
HK$72,508
baseline
▲ 0.50% · 4.625%
HK$76,920
+HK$4,412/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$145,016/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,905
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$77,941
−HK$2,065/mo
Today · 4.125%
HK$80,006
baseline
▲ 0.50% · 4.625%
HK$84,223
+HK$4,217/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$160,012/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,724
−HK$5,501/mo
▼ 0.25% · 3.875%
HK$90,453
−HK$2,772/mo
Today · 4.125%
HK$93,225
baseline
▲ 0.50% · 4.625%
HK$98,898
+HK$5,673/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$186,450/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$887,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,592
−HK$5,273/mo
▼ 0.25% · 3.875%
HK$100,210
−HK$2,655/mo
Today · 4.125%
HK$102,865
baseline
▲ 0.50% · 4.625%
HK$108,287
+HK$5,422/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$205,730/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$887,287 · Scale 2, in force from 26 Feb 2026)