LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,740
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,256
−HK$1,540/mo
Today · 4.125%
HK$51,796
baseline
▲ 0.50% · 4.625%
HK$54,948
+HK$3,152/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$103,592/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$887,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,222
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,677
−HK$1,475/mo
Today · 4.125%
HK$57,152
baseline
▲ 0.50% · 4.625%
HK$60,164
+HK$3,012/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$114,304/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$887,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,488
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$60,307
−HK$1,848/mo
Today · 4.125%
HK$62,155
baseline
▲ 0.50% · 4.625%
HK$65,937
+HK$3,782/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$124,310/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,067
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$66,812
−HK$1,770/mo
Today · 4.125%
HK$68,582
baseline
▲ 0.50% · 4.625%
HK$72,197
+HK$3,615/mo
Deposit HK$8.55M · loan HK$12.82M · min. income ≈ HK$137,164/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,236
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$70,358
−HK$2,157/mo
Today · 4.125%
HK$72,515
baseline
▲ 0.50% · 4.625%
HK$76,927
+HK$4,412/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$145,030/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,911
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$77,947
−HK$2,066/mo
Today · 4.125%
HK$80,013
baseline
▲ 0.50% · 4.625%
HK$84,230
+HK$4,217/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$160,026/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,731
−HK$5,502/mo
▼ 0.25% · 3.875%
HK$90,460
−HK$2,773/mo
Today · 4.125%
HK$93,233
baseline
▲ 0.50% · 4.625%
HK$98,906
+HK$5,673/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$186,466/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$887,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,600
−HK$5,273/mo
▼ 0.25% · 3.875%
HK$100,218
−HK$2,655/mo
Today · 4.125%
HK$102,873
baseline
▲ 0.50% · 4.625%
HK$108,296
+HK$5,423/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$205,746/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$887,466 · Scale 2, in force from 26 Feb 2026)