LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,741
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,257
−HK$1,540/mo
Today · 4.125%
HK$51,797
baseline
▲ 0.50% · 4.625%
HK$54,949
+HK$3,152/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$103,594/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$887,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,223
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,678
−HK$1,475/mo
Today · 4.125%
HK$57,153
baseline
▲ 0.50% · 4.625%
HK$60,166
+HK$3,013/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$114,306/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$887,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,489
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$60,308
−HK$1,848/mo
Today · 4.125%
HK$62,156
baseline
▲ 0.50% · 4.625%
HK$65,939
+HK$3,783/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$124,312/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,068
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$66,813
−HK$1,771/mo
Today · 4.125%
HK$68,584
baseline
▲ 0.50% · 4.625%
HK$72,199
+HK$3,615/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$137,168/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,237
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$70,359
−HK$2,157/mo
Today · 4.125%
HK$72,516
baseline
▲ 0.50% · 4.625%
HK$76,928
+HK$4,412/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$145,032/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,913
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$77,949
−HK$2,065/mo
Today · 4.125%
HK$80,014
baseline
▲ 0.50% · 4.625%
HK$84,232
+HK$4,218/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$160,028/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,733
−HK$5,502/mo
▼ 0.25% · 3.875%
HK$90,462
−HK$2,773/mo
Today · 4.125%
HK$93,235
baseline
▲ 0.50% · 4.625%
HK$98,908
+HK$5,673/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$186,470/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$887,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,602
−HK$5,273/mo
▼ 0.25% · 3.875%
HK$100,220
−HK$2,655/mo
Today · 4.125%
HK$102,875
baseline
▲ 0.50% · 4.625%
HK$108,298
+HK$5,423/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$205,750/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$887,506 · Scale 2, in force from 26 Feb 2026)