LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,741
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,257
−HK$1,541/mo
Today · 4.125%
HK$51,798
baseline
▲ 0.50% · 4.625%
HK$54,949
+HK$3,151/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$103,596/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$887,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,224
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,678
−HK$1,476/mo
Today · 4.125%
HK$57,154
baseline
▲ 0.50% · 4.625%
HK$60,166
+HK$3,012/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$114,308/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$887,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,489
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$60,309
−HK$1,848/mo
Today · 4.125%
HK$62,157
baseline
▲ 0.50% · 4.625%
HK$65,939
+HK$3,782/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$124,314/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,069
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$66,814
−HK$1,770/mo
Today · 4.125%
HK$68,584
baseline
▲ 0.50% · 4.625%
HK$72,199
+HK$3,615/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$137,168/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,238
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$70,360
−HK$2,157/mo
Today · 4.125%
HK$72,517
baseline
▲ 0.50% · 4.625%
HK$76,929
+HK$4,412/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$145,034/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,914
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$77,950
−HK$2,065/mo
Today · 4.125%
HK$80,015
baseline
▲ 0.50% · 4.625%
HK$84,233
+HK$4,218/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$160,030/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,734
−HK$5,502/mo
▼ 0.25% · 3.875%
HK$90,463
−HK$2,773/mo
Today · 4.125%
HK$93,236
baseline
▲ 0.50% · 4.625%
HK$98,909
+HK$5,673/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$186,472/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$887,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,603
−HK$5,273/mo
▼ 0.25% · 3.875%
HK$100,221
−HK$2,655/mo
Today · 4.125%
HK$102,876
baseline
▲ 0.50% · 4.625%
HK$108,299
+HK$5,423/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$205,752/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$887,529 · Scale 2, in force from 26 Feb 2026)