LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,746
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,262
−HK$1,540/mo
Today · 4.125%
HK$51,802
baseline
▲ 0.50% · 4.625%
HK$54,954
+HK$3,152/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$103,604/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$887,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,229
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,683
−HK$1,476/mo
Today · 4.125%
HK$57,159
baseline
▲ 0.50% · 4.625%
HK$60,172
+HK$3,013/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$114,318/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$887,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,495
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$60,314
−HK$1,849/mo
Today · 4.125%
HK$62,163
baseline
▲ 0.50% · 4.625%
HK$65,945
+HK$3,782/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$124,326/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,075
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$66,820
−HK$1,770/mo
Today · 4.125%
HK$68,590
baseline
▲ 0.50% · 4.625%
HK$72,206
+HK$3,616/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$137,180/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,244
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$70,366
−HK$2,157/mo
Today · 4.125%
HK$72,523
baseline
▲ 0.50% · 4.625%
HK$76,936
+HK$4,413/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$145,046/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,920
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$77,957
−HK$2,065/mo
Today · 4.125%
HK$80,022
baseline
▲ 0.50% · 4.625%
HK$84,240
+HK$4,218/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$160,044/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,742
−HK$5,502/mo
▼ 0.25% · 3.875%
HK$90,471
−HK$2,773/mo
Today · 4.125%
HK$93,244
baseline
▲ 0.50% · 4.625%
HK$98,918
+HK$5,674/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$186,488/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$887,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,612
−HK$5,274/mo
▼ 0.25% · 3.875%
HK$100,230
−HK$2,656/mo
Today · 4.125%
HK$102,886
baseline
▲ 0.50% · 4.625%
HK$108,309
+HK$5,423/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$205,772/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$887,721 · Scale 2, in force from 26 Feb 2026)