LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,747
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,264
−HK$1,540/mo
Today · 4.125%
HK$51,804
baseline
▲ 0.50% · 4.625%
HK$54,956
+HK$3,152/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$103,608/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$887,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,231
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,685
−HK$1,476/mo
Today · 4.125%
HK$57,161
baseline
▲ 0.50% · 4.625%
HK$60,174
+HK$3,013/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$114,322/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$887,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,497
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$60,316
−HK$1,849/mo
Today · 4.125%
HK$62,165
baseline
▲ 0.50% · 4.625%
HK$65,947
+HK$3,782/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$124,330/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,077
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$66,822
−HK$1,771/mo
Today · 4.125%
HK$68,593
baseline
▲ 0.50% · 4.625%
HK$72,208
+HK$3,615/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$137,186/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,246
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$70,369
−HK$2,157/mo
Today · 4.125%
HK$72,526
baseline
▲ 0.50% · 4.625%
HK$76,939
+HK$4,413/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$145,052/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,923
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$77,959
−HK$2,066/mo
Today · 4.125%
HK$80,025
baseline
▲ 0.50% · 4.625%
HK$84,243
+HK$4,218/mo
Deposit HK$6.41M · loan HK$14.96M · min. income ≈ HK$160,050/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,745
−HK$5,502/mo
▼ 0.25% · 3.875%
HK$90,474
−HK$2,773/mo
Today · 4.125%
HK$93,247
baseline
▲ 0.50% · 4.625%
HK$98,921
+HK$5,674/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$186,494/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$887,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,615
−HK$5,274/mo
▼ 0.25% · 3.875%
HK$100,233
−HK$2,656/mo
Today · 4.125%
HK$102,889
baseline
▲ 0.50% · 4.625%
HK$108,313
+HK$5,424/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$205,778/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$887,795 · Scale 2, in force from 26 Feb 2026)