LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,749
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,266
−HK$1,540/mo
Today · 4.125%
HK$51,806
baseline
▲ 0.50% · 4.625%
HK$54,959
+HK$3,153/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$103,612/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$887,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,233
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,688
−HK$1,475/mo
Today · 4.125%
HK$57,163
baseline
▲ 0.50% · 4.625%
HK$60,176
+HK$3,013/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$114,326/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$887,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,499
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$60,319
−HK$1,849/mo
Today · 4.125%
HK$62,168
baseline
▲ 0.50% · 4.625%
HK$65,950
+HK$3,782/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$124,336/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,080
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$66,825
−HK$1,771/mo
Today · 4.125%
HK$68,596
baseline
▲ 0.50% · 4.625%
HK$72,212
+HK$3,616/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$137,192/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,249
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$70,372
−HK$2,157/mo
Today · 4.125%
HK$72,529
baseline
▲ 0.50% · 4.625%
HK$76,942
+HK$4,413/mo
Deposit HK$6.41M · loan HK$14.97M · min. income ≈ HK$145,058/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,926
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$77,963
−HK$2,066/mo
Today · 4.125%
HK$80,029
baseline
▲ 0.50% · 4.625%
HK$84,247
+HK$4,218/mo
Deposit HK$6.41M · loan HK$14.97M · min. income ≈ HK$160,058/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,749
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$90,478
−HK$2,774/mo
Today · 4.125%
HK$93,252
baseline
▲ 0.50% · 4.625%
HK$98,926
+HK$5,674/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$186,504/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$887,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,620
−HK$5,274/mo
▼ 0.25% · 3.875%
HK$100,238
−HK$2,656/mo
Today · 4.125%
HK$102,894
baseline
▲ 0.50% · 4.625%
HK$108,318
+HK$5,424/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$205,788/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$887,891 · Scale 2, in force from 26 Feb 2026)