LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,750
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,267
−HK$1,540/mo
Today · 4.125%
HK$51,807
baseline
▲ 0.50% · 4.625%
HK$54,960
+HK$3,153/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$103,614/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$887,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,234
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,689
−HK$1,475/mo
Today · 4.125%
HK$57,164
baseline
▲ 0.50% · 4.625%
HK$60,177
+HK$3,013/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$114,328/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$887,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,500
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$60,320
−HK$1,849/mo
Today · 4.125%
HK$62,169
baseline
▲ 0.50% · 4.625%
HK$65,951
+HK$3,782/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$124,338/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,081
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$66,826
−HK$1,771/mo
Today · 4.125%
HK$68,597
baseline
▲ 0.50% · 4.625%
HK$72,213
+HK$3,616/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$137,194/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,250
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$70,373
−HK$2,157/mo
Today · 4.125%
HK$72,530
baseline
▲ 0.50% · 4.625%
HK$76,943
+HK$4,413/mo
Deposit HK$6.41M · loan HK$14.97M · min. income ≈ HK$145,060/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,928
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$77,964
−HK$2,066/mo
Today · 4.125%
HK$80,030
baseline
▲ 0.50% · 4.625%
HK$84,248
+HK$4,218/mo
Deposit HK$6.41M · loan HK$14.97M · min. income ≈ HK$160,060/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,750
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$90,480
−HK$2,773/mo
Today · 4.125%
HK$93,253
baseline
▲ 0.50% · 4.625%
HK$98,927
+HK$5,674/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$186,506/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$887,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,621
−HK$5,274/mo
▼ 0.25% · 3.875%
HK$100,239
−HK$2,656/mo
Today · 4.125%
HK$102,895
baseline
▲ 0.50% · 4.625%
HK$108,319
+HK$5,424/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$205,790/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$887,922 · Scale 2, in force from 26 Feb 2026)