LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,751
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,268
−HK$1,541/mo
Today · 4.125%
HK$51,809
baseline
▲ 0.50% · 4.625%
HK$54,961
+HK$3,152/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$103,618/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$887,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,235
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,690
−HK$1,476/mo
Today · 4.125%
HK$57,166
baseline
▲ 0.50% · 4.625%
HK$60,179
+HK$3,013/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$114,332/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$887,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,502
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$60,321
−HK$1,849/mo
Today · 4.125%
HK$62,170
baseline
▲ 0.50% · 4.625%
HK$65,953
+HK$3,783/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$124,340/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,083
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$66,828
−HK$1,771/mo
Today · 4.125%
HK$68,599
baseline
▲ 0.50% · 4.625%
HK$72,215
+HK$3,616/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$137,198/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$887,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,252
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$70,375
−HK$2,157/mo
Today · 4.125%
HK$72,532
baseline
▲ 0.50% · 4.625%
HK$76,945
+HK$4,413/mo
Deposit HK$6.41M · loan HK$14.97M · min. income ≈ HK$145,064/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,930
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$77,966
−HK$2,066/mo
Today · 4.125%
HK$80,032
baseline
▲ 0.50% · 4.625%
HK$84,251
+HK$4,219/mo
Deposit HK$6.41M · loan HK$14.97M · min. income ≈ HK$160,064/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$887,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,753
−HK$5,502/mo
▼ 0.25% · 3.875%
HK$90,482
−HK$2,773/mo
Today · 4.125%
HK$93,255
baseline
▲ 0.50% · 4.625%
HK$98,930
+HK$5,675/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$186,510/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$887,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,624
−HK$5,274/mo
▼ 0.25% · 3.875%
HK$100,242
−HK$2,656/mo
Today · 4.125%
HK$102,898
baseline
▲ 0.50% · 4.625%
HK$108,322
+HK$5,424/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$205,796/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$887,981 · Scale 2, in force from 26 Feb 2026)