LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,752
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,269
−HK$1,540/mo
Today · 4.125%
HK$51,809
baseline
▲ 0.50% · 4.625%
HK$54,962
+HK$3,153/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$103,618/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$888,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,236
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,691
−HK$1,476/mo
Today · 4.125%
HK$57,167
baseline
▲ 0.50% · 4.625%
HK$60,180
+HK$3,013/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$114,334/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$888,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,503
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$60,322
−HK$1,849/mo
Today · 4.125%
HK$62,171
baseline
▲ 0.50% · 4.625%
HK$65,954
+HK$3,783/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$124,342/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$888,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,084
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$66,829
−HK$1,771/mo
Today · 4.125%
HK$68,600
baseline
▲ 0.50% · 4.625%
HK$72,216
+HK$3,616/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$137,200/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$888,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,253
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$70,376
−HK$2,157/mo
Today · 4.125%
HK$72,533
baseline
▲ 0.50% · 4.625%
HK$76,947
+HK$4,414/mo
Deposit HK$6.41M · loan HK$14.97M · min. income ≈ HK$145,066/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$888,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,931
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$77,967
−HK$2,066/mo
Today · 4.125%
HK$80,033
baseline
▲ 0.50% · 4.625%
HK$84,252
+HK$4,219/mo
Deposit HK$6.41M · loan HK$14.97M · min. income ≈ HK$160,066/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$888,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,754
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$90,484
−HK$2,773/mo
Today · 4.125%
HK$93,257
baseline
▲ 0.50% · 4.625%
HK$98,931
+HK$5,674/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$186,514/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$888,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,625
−HK$5,275/mo
▼ 0.25% · 3.875%
HK$100,244
−HK$2,656/mo
Today · 4.125%
HK$102,900
baseline
▲ 0.50% · 4.625%
HK$108,324
+HK$5,424/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$205,800/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$888,015 · Scale 2, in force from 26 Feb 2026)