LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,754
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,270
−HK$1,541/mo
Today · 4.125%
HK$51,811
baseline
▲ 0.50% · 4.625%
HK$54,963
+HK$3,152/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$103,622/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$888,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,238
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,692
−HK$1,476/mo
Today · 4.125%
HK$57,168
baseline
▲ 0.50% · 4.625%
HK$60,181
+HK$3,013/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$114,336/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$888,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,504
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$60,324
−HK$1,849/mo
Today · 4.125%
HK$62,173
baseline
▲ 0.50% · 4.625%
HK$65,956
+HK$3,783/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$124,346/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$888,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,085
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$66,831
−HK$1,771/mo
Today · 4.125%
HK$68,602
baseline
▲ 0.50% · 4.625%
HK$72,218
+HK$3,616/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$137,204/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$888,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,255
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$70,378
−HK$2,157/mo
Today · 4.125%
HK$72,535
baseline
▲ 0.50% · 4.625%
HK$76,949
+HK$4,414/mo
Deposit HK$6.41M · loan HK$14.97M · min. income ≈ HK$145,070/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$888,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,933
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$77,969
−HK$2,066/mo
Today · 4.125%
HK$80,035
baseline
▲ 0.50% · 4.625%
HK$84,254
+HK$4,219/mo
Deposit HK$6.41M · loan HK$14.97M · min. income ≈ HK$160,070/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$888,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,756
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$90,486
−HK$2,773/mo
Today · 4.125%
HK$93,259
baseline
▲ 0.50% · 4.625%
HK$98,934
+HK$5,675/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$186,518/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$888,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,628
−HK$5,275/mo
▼ 0.25% · 3.875%
HK$100,246
−HK$2,657/mo
Today · 4.125%
HK$102,903
baseline
▲ 0.50% · 4.625%
HK$108,327
+HK$5,424/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$205,806/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$888,071 · Scale 2, in force from 26 Feb 2026)