LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,756
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,272
−HK$1,541/mo
Today · 4.125%
HK$51,813
baseline
▲ 0.50% · 4.625%
HK$54,966
+HK$3,153/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$103,626/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$888,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,240
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,695
−HK$1,476/mo
Today · 4.125%
HK$57,171
baseline
▲ 0.50% · 4.625%
HK$60,184
+HK$3,013/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$114,342/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$888,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,507
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$60,327
−HK$1,849/mo
Today · 4.125%
HK$62,176
baseline
▲ 0.50% · 4.625%
HK$65,959
+HK$3,783/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$124,352/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$888,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,088
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$66,834
−HK$1,771/mo
Today · 4.125%
HK$68,605
baseline
▲ 0.50% · 4.625%
HK$72,221
+HK$3,616/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$137,210/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$888,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,258
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$70,381
−HK$2,157/mo
Today · 4.125%
HK$72,538
baseline
▲ 0.50% · 4.625%
HK$76,952
+HK$4,414/mo
Deposit HK$6.41M · loan HK$14.97M · min. income ≈ HK$145,076/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$888,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,936
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$77,973
−HK$2,066/mo
Today · 4.125%
HK$80,039
baseline
▲ 0.50% · 4.625%
HK$84,258
+HK$4,219/mo
Deposit HK$6.41M · loan HK$14.97M · min. income ≈ HK$160,078/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$888,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,760
−HK$5,504/mo
▼ 0.25% · 3.875%
HK$90,490
−HK$2,774/mo
Today · 4.125%
HK$93,264
baseline
▲ 0.50% · 4.625%
HK$98,939
+HK$5,675/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$186,528/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$888,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,632
−HK$5,275/mo
▼ 0.25% · 3.875%
HK$100,251
−HK$2,656/mo
Today · 4.125%
HK$102,907
baseline
▲ 0.50% · 4.625%
HK$108,332
+HK$5,425/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$205,814/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$888,169 · Scale 2, in force from 26 Feb 2026)